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Common Types of Hurricane Damage to Homes in Florida

It seems like it’s always hurricane season in Florida. Some of us get used to the risks or feel that there’s nothing we can do about it until a storm approaches.

However, when you know the most common types of hurricane damage to homes in Florida, you can take steps to protect your home and family. With the right preparation, you can prevent some property damage in advance. When you can’t prevent damage, anticipating your needs can give you a head start on repairs and insurance claims.

Roof Damage

The roof of your home sits up high, and that makes it more vulnerable to weather extremes. Regardless of the material, your roof is always at risk in a tropical storm, tornado, hurricane, or even a severe thunderstorm. Common types of roof damage homeowners experience in Florida include:

  • Shingles ripped loose or off by the wind
  • Hail impact causes shingles to break down faster (dimples are a sign)
  • Flashing torn out of place, enabling water to get under or behind
  • Tree fall damage to shingles or the structure of the roof itself
  • Gutters and downspouts whipped out of position or bent from the weight
  • Green or black algae growth

Once damage occurs, rain can easily get into damage drywall, insulation, electronics, furniture, and more. It is a good idea to have your roof inspected regularly, particularly after a storm. Damage from one storm can allow water leaks in the next that cause serious problems to your home’s interior. Be sure to file roof damage claims promptly to get repairs started and avoid compounding the damage.

Structural and Exterior Damage

During hurricanes and other storms, the swirling winds often rip or damage siding or other materials on your home’s exterior. Windows and doors frequently suffer damage, and features such as awnings and screened porches can be shredded.

Before a storm, try to take down awnings and move decorative items that could be blown against the side of the house. If storm damage impacts the integrity of your home, it is important to contact a qualified contractor for repairs, but also get your homeowner’s insurance company to document the damage for your property loss  claim.

Water Damage to Foundation and Mold

The torrential rains that accompany hurricanes and other storms can quickly overwhelm gutters, causing water to pour over the sides and pool against the foundation. When combined with floodwater, the rain can be damaging to slab foundations or allow a basement or crawlspace to fill with dirty water.

Water entering the home through foundation damage can then lead to mold growth. Although sometimes bleach can take care of the damage, professional remediation may be necessary for the safety of your home. Keeping gutters clear before storms and sealing openings can help prevent this type of damage.

Get Help If Your Insurance Company Denies Your Hurricane Damage Claim

Insurers in Florida are notoriously difficult when it comes to paying claims for storm damage. Whether your claim stems from a fire caused by damage to wiring during a storm or water damage from a punctured roof, if your insurance company denies your claim, contact a property damage attorney at the Maus Law Firm to find out how to receive fair compensation. 

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