Our Fort Lauderdale Property Damage Law Firm is Here for Your Mold Damage Claim
In addition to creating a smelly environment and causing you to feel ill, mold is a silent cause of South Florida property damage. Toxic mold can start and multiply simply because of high humidity levels in your home. The property damage to your home can be as much as a hurricane, so it pays to be aware of just what mold is and how to stop is as soon as it is detected. Doing so will minimize the repairs and replacements you will have to make to ceilings, drywall, carpets, tiles and to any furnishings where mold has taken hold. There is no easy solution for mold growth as the wall, ceiling or item where it is growing has to be removed, properly disposed of, or thrown away by a licensed mold-removal professional. You’ll need to hire a mold inspector and if mold is detected, you’ll also have to hire a mold-removal team. With all of this going on, issues arise and you make have a dispute with your insurance company. Save yourself that headache and contact a Fort Lauderdale property damage law firm right away.
How Can I Tell if I Have Mold in My Home?
The easiest way to find mold around your home is to smell for it. Mold growth even in the early stages produces an unmistakeable “musty” odor. It’s not that the smell might be mold as mold causes that smell and often you’ll experience allergy-like symptoms that go hand-in-hand. Such symptoms include but are not limited to sneezing, coughing, wheezing, itchy eyes and throat and skin irritation. All of these symptoms may be attributable to toxic mold infestation. You thought you might have allergies? You probably have mold.
Mold Damage Insurance Claims in South Florida
The problem with water damage at a house or condo is that if the water leaks into the walls or flooring, there is no way to determine the full extent of the damage without looking into the wall or underneath the flooring. However, the only way to do that is to open the wall or lift up the flooring.
If you have mold damage at your house, condo or business, or you have had a water leak that spread into a wall or through your flooring, you should have the area inspected to make sure that mold has not started to grow. Very often the mold will not become visible for weeks or months following the water leak. Insurance proceeds paid through a mediation or appraisal may require you to sign a release, releasing the insurance company from damage you discover after the settlement such as mold. Make sure your property damage lawyer has your house or condo water leak, drain pipe leak or other property damage fully inspected so that any property damage insurance settlement you enter into covers you for mold damage.
Keep in mind, most policies include exclusions for mold insurance coverage. Your property damage insurance policy also provide mold coverage but limit the amount of the policy limits for mold damage. Have your Fort Lauderdale property damage law firm will review your policy’s coverage to determine how much of a mold insurance settlement you may be entitled to.
Contact Our Fort Lauderdale Property Damage Law Firm Today for the Help You Need
If your property damage is due to mold infestation, there is a chance that the policy doesn’t cover it. You’ll need to hire a south florida attorney who is knowledgeable and experienced in suing insurance companies to collect for the property damage costs mold has caused. Our firm has handled many cases of suing insurance companies for compensation due to property damage caused by mold and all other causes. Please give The Maus Law Firm a call today.