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How to Handle a Lightning Damage Insurance Claim

Our South Florida Lightning Damage Attorneys are Experienced in Proving Property Damage to Your Insurance Company

Summer brings the beginning of Hurricane Season, and the inevitable thunderstorms and lightning that seem to rock South Florida in the afternoon. Just last month, Davie homes and schools suffered serious lightning damage from a strong thunderstorm.

The rainstorms and lightning we encounter during the summer can cause a variety of damage to your house or office. Keep in mind that most of this damage will be covered under your homeowner’s insurance policy, although proving what caused the damage, and getting your insurance company to pay you for your property damage, can often times be difficult. With decades of experience in property damage  and hurricane insurance claims throughout South Florida, turning to the Maus Law Firm will help ease your stress.

Proving Your Lightning Damage Insurance Claim

Proving rain and water damage after a storm are usually pretty obvious. You can expect your insurance company to throw up the usual red flags in trying to deny coverage for your damages – long term leakage, failure to maintain, late notice of the claim. In water damage claims, photographs can be your strongest ally. Take photos and videotape of the water that is entering your house or building so that you will have proof of the date and time you experienced the water damage, and the areas of your house or building where it occurred.

Lightning damage can be more difficult to prove. A hole in the building is pretty good evidence that something significant happened to your house as are burn marks, roof damage, etc. However, there are many other damages that occur with lightning strikes that are not as easy to link to the lightning strike.

Appliances shorting out is one of the most common problems with lightning strikes. But appliances can suffer electrical problems for a host of reasons, including power surges, or just being an old appliances. If you suspect lightning has damaged your home or office, you need to retain an experienced electrician (and a property damage lawyer) to document the cause of the damage. The electrician should look at the damages as soon as possible after the lightning to document any damage that has occurred.

Don’t Try to Prove Damage on Your Own. Let a Fort Lauderdale Lightning Damage Lawyer Help You Receive Compensation

Even with receipts, photos and other evidence of lightning damage, you may still face a lot of red tape from your insurance company. Our South Florida property damage lawyer can assist you in documenting your claim, gathering evidence to confirm the lightning strike, and most importantly, help you recover money for your damages from the insurance company. Give us a call today. We’ll come to your home or business and evaluate the damage ourselves.


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