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FAQs on Uninsured Motorist Coverage

FAQs on Uninsured Motorist Coverage

As if getting into a car accident isn’t traumatic enough, the amount of paperwork that follows only adds to the stress. And if the other driver is uninsured, it can be an incredibly tense situation.

If you need a Boca Raton uninsured driver lawyer, we can help. At Maus Law Firm, we help clients who have been in all sorts of accidents, including boating accidents, cruise ship accidents and car accidents with uninsured motorists.

What is UM coverage?

UM, or uninsured motorist, coverage refers to coverage that protects drivers who are not at fault in a car accident with an uninsured driver. UM coverage will take care of any damages and injuries that the at-fault driver would have covered if they had sufficient insurance.

UM coverage is optional in the state of Florida, but your Pompano Beach uninsured motorist lawyer will highly recommend you buying this extra form of coverage, considering the number of uninsured drivers on Florida’s roads. The added cost of UM coverage is fairly manageable for most households; however, if you did not have the foresight to purchase any, and you were in an accident, you’re going to need a Pompano Beach uninsured motorists lawyer.

2. What will be covered by UM coverage?

Depending on the policy, UM coverage can pay up to the maximum limits in order to compensate the carrier for medical and work-related expenses that he or she incurred from an accident. For example, UM coverage may take care of costs related to medical bills, emergency room visits, rehab expenses and lost wages.

3. Why should I get UM coverage?

Aside from the fact that there are a large number of uninsured drivers on the road, there are also a significant number of people who are under-insured. UM coverage can give you the peace of mind to drive on the road, no matter how many uninsured drivers there are.

If You Need A Pompano Beach Uninsured Motorist Lawyer

Unfortunately, not everyone has UM coverage. If you’ve been in an accident with an uninsured motorist and don’t have the added insurance to cover yourself, a Boca Raton uninsured driver lawyer can help.


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