Get the Help You Need from an Experienced Fort Lauderdale Automobile Accident Law Firm
Car accidents can cause various types of injuries, and these injuries can have varied impacts on your day-to-day life. If you have been injured in a crash, it is critically important that you work with your doctors and your attorney to ensure that you have a comprehensive understanding of the immediate and long-term costs of the collision. As a Fort Lauderdale automobile accident law firm, we have extensive experience helping accident victims recover just compensation. We can explain your legal rights, we can work with your doctors to calculate your losses, and we can use our experience to fight for the financial compensation you deserve.
Have You Suffered a “Significant” or “Permanent” Injury after a Car Wreck?
When seeking to recover your losses after a car accident, it is important to understand the implications of Florida’s “no-fault” auto insurance system. Under this system, you are limited to filing a personal injury protection (PIP) claim unless you can prove that you have suffered a “significant” or “permanent” injury. While Florida’s no-fault statute does not define what it means for an injury to be “significant,” it does provide that filing a claim outside of PIP requires:
- “Significant and permanent loss of an important bodily function;”
- “Significant and permanent scarring or disfigurement;” or,
- “Permanent injury within a reasonable degree of medical probability, other than scarring or disfigurement.”
What Types of Car Accident Injuries are Eligible for Financial Compensation?
With this in mind, when can you seek compensation outside of PIP (which, in most cases is limited to $10,000 in coverage)? While it will be necessary to evaluate the impacts of your specific injuries in order to determine your legal rights, some examples of automobile accident injuries that can qualify as “significant” or “permanent” for insurance purposes include:
- Back injuries – Spinal fractures, herniated discs, nerve damage and other back injuries can have immediate and often permanent effects. If you are experiencing back pain, shooting pain in your limbs or extremities, or limited mobility, you should see a doctor promptly for a thorough diagnosis (if you haven’t already).
- Broken bones – Broken bones are common injuries in car accidents, and they can occur in all parts of the body. From broken fingers and toes to skull fractures, all types of breaks have the potential for long-lasting effects. Severe breaks in particular (i.e. displaced and comminuted fractures) will often require intensive treatment and recovery.
- Burns from friction, heat or fire – Seatbelt burns are common injuries in serious auto accidents, and victims can suffer burns due to various other factors as well. Similar to broken bones, burns can vary significantly in terms of their severity, and the long-term effects can vary greatly as well.
- Chest and abdominal injuries – Rib fractures, punctured lungs, internal bleeding and other types of chest and abdominal injuries will often require emergency medical treatment. Even after being stabilized, car accident victims can still face long and difficult roads to recovery, and some will be forced to cope with the effects of their injuries for the rest of their lives.
- Face and ear injuries – Face and ear injuries can result from broken plastic and glass, traumatic impacts, airbag deployment, and various other factors. Accident victims who suffer permanent disabilities (i.e. loss of sight or vision) or permanent scarring will often be entitled to significant financial recoveries.
- Neck injuries (including whiplash) – Nerve damage, soft tissue damage, cervical fractures, and damage to blood vessels and arteries in the neck can have serious and lasting consequences. Whiplash is a common injury in rear-end and head-on collisions, and the recovery process can be long, difficult and expensive.
- Severe lacerations – Severe cuts, or lacerations, are common in all types of automobile accidents. In addition to facial lacerations, severe lacerations in the chest, abdomen, limbs and extremities can cause nerve damage, loss of blood and several other potentially-dangerous conditions. Lacerations requiring stitches or sutures can lead to long and difficult recoveries, and accident victims will often be left with permanent scars as well.
- Severe swelling – Severe swelling can be symptomatic of a variety of different types of traumatic injuries, and accident victims who experience severe swelling should seek medical attention promptly. Bruises, fractures, blood clots, edemas, and infections from foreign substances entering the body are all possible causes, and they all have the potential to lead to life-altering disabilities and complications.
- Soft tissue injuries – Sprains, strains and tears can result from traumatic force, stretching or twisting. While most sprains and strains will heal with rest and rehabilitative therapy, tears in the muscles, ligaments and tendons may require surgery, and surgical procedures performed to repair soft tissue damage can lead to scarring and permanent physical limitations.
- Traumatic brain injuries (including concussions) – Concussions and other traumatic brain injuries (TBI) are among the most-dangerous types of automobile accident injuries. Hematomas, hemorrhages, edemas, diffuse anoxal injuries (DAI), and other forms of TBI can have varied effects, and the financial and non-financial costs of coping with these injuries can be substantial.
Of course, regardless of whether you are limited to filing for PIP (or may be limited to filing for PIP), you should discuss your case with an attorney. Even securing PIP coverage can be a challenge; and, if you have a fault-based auto insurance claim, or a claim against a third party, you will need to hire an attorney to pursue your claim on your behalf. To discuss your Fort Lauderdale automobile accident claim with an attorney at the Maus Law Firm, schedule a free consultation today. You pay nothing unless we win.
Contact Our Fort Lauderdale Automobile Accident Law Firm to Discuss Your Case for Free
With offices in Fort Lauderdale, our law firm represents individuals and families throughout South Florida in cases involving serious automobile accident injuries. If you, your child, your spouse or another member of your close family has been injured, we encourage you to contact us for a free initial consultation. To schedule an appointment with attorney Joseph Maus as soon as possible, please call 855-908-4379 or submit your case online today.