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Your Options When an Uninsured Motorist Causes an Accident

Being in a car accident is bad enough, but when it is caused by an uninsured driver, it’s even worse. Sometimes, the uninsured driver leaves the scene before you can do anything to identify him or her. An uninsured driver lawyer may be able to help by speaking with witnesses or police, and by helping you sort out your options for pursuing compensation after the accident. At the Maus Law Firm, we can help you understand your legal options.

Do You Have Uninsured Motorist Coverage?

If you don’t have uninsured motorist coverage, you should. It’s not that expensive, and it can greatly simplify things if you’re in an accident with someone driving without insurance. Yes, it is unfair that you have to buy extra insurance coverage to make up for those who can’t be bothered buying any, but any uninsured driver lawyer will tell you it’s a smart thing to do.

At-Fault Parties May Have Insufficient Assets For Litigation to be Worthwhile

In most cases, uninsured drivers aren’t worth suing, because they have very limited assets. This is yet another reason to buy uninsured motorist coverage with your car insurance. Your options for pursuing the at-fault party after an accident are much more limited if the person is uninsured, because it often indicates they have no assets compensate you with.

Your Insurance May Cover Some Expenses

Talk to a car crash attorney about your insurance coverage and show him or her your policy. Insurance policies aren’t easy to interpret, but an experienced attorney understands them. Your policy may help you recover losses from missing work due to injuries or loss of future earning capacity. However, if you don’t have collision coverage, you probably can’t recover anything except limited personal injury expenses.

Speak With a Lawyer to Explore Your Options

If you’re involved in an accident where an uninsured party was at fault, contacting a car crash attorney should be a top priority. Your options are more limited, but an experienced lawyer can help you learn all of them. At the Maus Law Firm, our experienced attorneys are happy to discuss your case with you and advise you on how to proceed.

Contact us today to learn about your legal options