Minor Car Accidents and Auto Property Damage Claims are More Complicated Than You Think
Small or minor car accidents, commonly known as “fender-benders,” usually do not result in the kinds of serious injuries or property damage typically associated with crashes that occur at high speeds. Still, with the advancements in auto electronics and computerized functions, even seemingly small amounts of damage can easily cost thousands of dollars. Additionally, injuries such as whiplash or other medical issues may exhibit themselves a day or two after the incident.
There are also numerous insurance details to deal with. That said, in order to ensure that you collect all of the compensation to which you are entitled, even for fender-benders, you are encouraged to contact the Fort Lauderdale accident lawyers at Maus Law Firm to handle your auto insurance claims for you. Why? Below are just a few reasons:
- You might be entitled to recover more damages than it initially appears at first glance, especially if you were injured in the collision.
- The recent pending repeal of Florida’s PIP insurance policies has put the state of insurance claims in flux. You will need our firm to help you sort out the current state of the law and how to use it to maximize your recovery.
- Mistakes may be very costly. If you make mistakes while trying to handle your insurance claim on your own, you could end up voluntarily paying expenses your insurance company should be paying for you. You will never hear an insurance company say: “Hey, don’t pay that. We’ll pay it for you.”
- The insurance companies put their own interests before yours. Even after a minor car accident, your insurer is still going to look for ways to deny, delay, or undervalue your claim.
Changes to Florida Auto Insurance Laws
Florida’s PIP Laws are Changing
The passage of Senate Bill 54 would repeal the state’s PIP system, also known as a “no-fault” system, and instead would require bodily injury coverage starting at $25,000 for all Florida drivers. These types of complicated laws and changes are beyond the scope of knowledge for most people untrained in the law. How these changes potentially affect any accident you’ve been involved in (even minor car accidents) requires the help of the South Florida auto accident lawyers at Maus Law Firm to navigate your claims. Otherwise, you risk what may become very costly mistakes.
The Status of the PIP Repeal
As of May 2021, both the Senate and the House have approved Senate Bill 54. Governor DeSantis has the final say and can either approve or reject the bill when it comes to his desk. If signed by DeSantis, the law could take effect on July 1, 2021. If Florida passes Senate Bill 54, car accident liability will change. Under the new law, if you are injured in a car accident, the at-fault party and/or their insurance company will be held financially responsible for damages and expenses. This is good news for car accident victims.
Your Vehicle Damage and Return to Work Are Not Your Primary Concerns
Getting your car back and returning to work is important, but they should not be your only priorities. If you were seriously injured, you need to focus on your recovery, and you need to make sure you receive full compensation.
Yes, you need your car, and yes, you need to earn a living. However, your priority should be your recovery. Until you have recovered from your injuries, you will not need your car, and you won’t be able to work. Accordingly, we will handle your insurance and/or legal claims for you so that you can focus entirely on your recovery, which may require lengthy and strenuous rehabilitation.
Your Car Damage and Injuries May Be More Serious Than You Think
With today’s vehicles, even what appears to be minor damage may be more costly than it seems at first glance. It is impossible to determine the severity of your damage without analysis by a modern repair facility. Similarly, what seems to be minor injures at first may turn out to be pretty serious, as certain injuries, including back, neck, and head injuries, often take hours, days, weeks, or even months to become symptomatic. Do not assume that your post-accident, adrenaline-fueled, pain-free state will last.
The Maus Law Firm Can Help You With Your Minor Car Accident Claim
If you have been involved in a minor vehicle accident, seek immediate medical help first and then contact our accident attorneys. We will handle your claims and help to ensure your recovery is comprehensive. We serve clients throughout South Florida, including Fort Lauderdale, Pompano Beach, Davie and more.